The District 7390 virtual Foundation Dinner in November announced a program called 72+ which makes suggestions to everyone about tax savings opportunities for charitable giving provided by the government’s SECURE Act and CARES Act. The 72+ program urges senior Rotarians to give strong consideration to making a contribution to The Rotary Foundation from their IRA. This especially applies when one reaches age 70.5 to make a Qualified Charitable Contribution (QCD) or when one must take a Required Minimum Distribution (RMD) upon and after age 72 (hence the program name 72+). There are significant tax savings provided by the SECURE and CARES Acts.